Author page: Patrick Kelahan

HomeAuthor page: Patrick Kelahan

Insurance Elephant and the Additional 10% Solution

Articles, InsurTech, News November 20, 2023
If Insurtech was a startup business it surely would be seen as entering a ‘mature’ status, less the entrepreneur’s realm and more that of the operating entity.  Sure, there are many new entrants into the insurance innovation space, many maturing Insurtechs finding their way and acting on goals, and many incumbents that have found able collaborators or acquisitions but in aggregate Insurtech…
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Rethinking excluded pandemic (and other) risks

Articles, Blockchain, Ideas, Insurance, InsurTech, News March 15, 2020
It’s times like these with a global pandemic when we are reminded- insurance as a concept is simply not that complicated.  We make it so, with regulation, complex policy language, limited access to the products, seemingly endless variety of lines, mystique about its function, a vernacular that challenges even the legal world, etc. Why this matters is that most cultures/countries/economies are ill-suited…
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Want Property Insurance to Really Change? The Straight Indemnity Policy Needs to Go

Blockchain, Customer Experience, InsurTech, IoT July 22, 2019
The Insurance Elephant has a day job- as building consultant working with insurance carriers, sorting out vendor estimates, appraisals, unique damage cases, consulting on damage repairs, in the end addressing or confirming estimates of claim damages.  It’s great work, and the Beast figures he is contributing to customer and carrier resolutions. The realization is that property insurance (at least within the U.S.)…
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